Privacy Policy

Effective date: 8/8/2025

This Privacy Policy explains how we collect, use, and protect information when you use our mobile application (the "App"). The App provides an educational, paper trading experience and AI-powered insights. The App does not execute real trades and is not a brokerage service.

Information We Collect

• Account and Profile: basic information you provide such as name, email, and preferences.
• App Usage: interactions within the App (e.g., simulated trades, strategies, settings), device type, and performance events to improve functionality.
• Diagnostics and Analytics: crash data, performance metrics, and aggregated analytics to maintain and enhance the App.

AI Features

AI features may process your simulated trading activity and journal entries to generate insights and suggestions. Where relevant, data may be sent securely to AI processing services under contractual terms. We do not sell your personal data.

How We Use Information

• To provide and improve the paper trading and educational features of the App.
• To personalize your experience and surface relevant insights.
• To communicate with you about updates, support, and security notices.
• To monitor usage, detect, prevent, and address technical issues or abuse.

Subscriptions and Payments

Subscriptions are managed through the mobile platform's app stores (e.g., Apple App Store, Google Play). We do not store your full payment details. Billing, renewals, and refunds are subject to the platform provider's terms and your region.

Data Sharing

We do not sell your personal information. We may share information with service providers who help us operate the App (e.g., analytics, error reporting, AI processing) under confidentiality obligations, and where required by law or to protect our rights and users.

Data Retention

We retain information for as long as necessary to provide the App and comply with legal obligations. You may request deletion of your account data by contacting us.

Security

We implement reasonable technical and organizational measures to protect your information. However, no method of transmission or storage is 100% secure.

Children's Privacy

The App is not directed to children under 13 (or the minimum age required by your jurisdiction). We do not knowingly collect personal information from children.

Your Choices

• Update your profile and preferences within the App.
• Manage analytics/permissions in your device settings where available.
• Contact us to request access, correction, or deletion of your data.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you by updating the Effective Date above and, where appropriate, within the App.

Contact Us

If you have questions about this Policy or our practices, contact us at info@jhobbie.com.

Educational use only. Paper trading only. Nothing in the App constitutes financial, investment, or trading advice.